Built on trust. Powered by AI.

 

At MONY Group, we're leveraging AI for growth – enhancing the customer experience, innovating to bring new propositions to market faster, and running the Group more efficiently.

And we're doing this from a position of strength thanks to the depth of our competitive moat combined with the extensive work we’ve done in recent years to re-platform our data and technology.

 

Leveraging AI for growth

Enhancing the customer experience

Innovating to bring new propositions to market faster

Running the Group more efficiently

INTRODUCTION

AI is delivering results across MONY Group

We have embedded AI across the Group, with tangible proof points: faster product development, cost efficiencies, and stronger, frictionless propositions that go beyond price comparison.

It has helped us to transform MoneySuperMarket into a genuine everyday financial companion – one trusted place to compare, switch, save, invest, earn cashback and stay on top of your financial life.

And we’ve delivered these changes whilst becoming more efficient. We’ve increased revenue per employee by more than 60% in the last five years, supported by our re-platforming work, and our ability to adopt and embed AI across the Group. Now, around two-thirds of our code changes are now AI-assisted and completed around 30% faster than non-AI equivalents.

Our focus is firmly forward-looking and remains focused on helping households save even more money.

DEFENSIBILITY 

Our competitive moat is deep

We operate in highly regulated markets where accuracy, transparency and trust are critical. This is fundamentally different from the probabilistic outputs inherent to the business models of Large Language Models (LLMs).

AI IN ACTION

New propositions, brought to market at pace

MoneySuperMarket SuperSaveClub Insurance

A UK-first AI-enabled digital broker experience, launched initially with car insurance in July 2026

AI guides members through the journey and will evolve into a more active assistant. Members can pay monthly at no extra cost to paying annually.

Investments by MoneySuperMarket

In July 2026 we launched our own Investment platform, complementing our exiting Savings platform which we introduced in Feb 2026.

Invest from as little as £1 in a range of funds and ETFs, with zero trading fees and a single low annual platform fee.

MoneySuperMarket Business Banking

Our first dedicated proposition for the UK’s ~5.5m small businesses, launched in July 2026.

A full business current account with AI-powered tax and accounting tools and FSCS-protected banking.                               

SHAREHOLDER VALUE

AI-led growth, with discipline

Beyond comparison

Our new propositions sit alongside and complement our core comparison model

More direct, more often

Member-based models lowering reliance on paid acquisition over time

Leaner, more efficient

Increased cadence of product innovation and development, with a continued focus on capex and opex efficiency

2026 MoneySuperMarket milestones

“We're leveraging AI for growth: to sharpen the customer experience, bring new propositions to market faster, and run more efficiently. We're uniquely positioned, and confident in the opportunities ahead.”

Peter Duffy
CEO
Peter Duffy