Our purpose of helping households save money has never been more important and as a company committed to sustainability, we embrace the responsibility to lead by example in fostering a greener, more environmentally conscious future.

Sustainability is a long-term commitment for MONY roup. We are dedicated to building a sustainable future while delivering value for households and communities.

Shazadi Stinton
Group General Counsel and Company Secretary
Shazadi Stinton

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Our Sustainability Framework outlines our Environmental, Social and Governance (‘ESG’) ambitions.

We remain committed to minimising our environmental impact. In 2025, we have made strong progress against our SBTi goals and enhanced collaboration across our supply chain to identify and understand Scope 3 emissions relating to our business more accurately.

Our report details our Greenhouse Gas (‘GHG’) emissions, our Streamlined Energy and Carbon Report, and our UK Climate related Financial Disclosure Regulations 2022. Additionally, we provide information on our social responsibility efforts towards our communities and employees.

We continue to uphold a strong governance framework supported by our Code of Conduct, which applies to all employees. This Code promotes ethical behaviour, compliance with relevant laws and regulations, and making the right decisions. It also reinforces our commitment to globally recognised human rights principles as outlined in the International Labour Organization’s Declaration on Fundamental Principles and Rights at Work and the United Nations’ Universal Declaration of Human Rights. In 2025, we undertook a comprehensive review of all Group Policies to ensure they remain relevant and effective. Key policies reinforcing our Code of Conduct include our Anti-Slavery and Human Trafficking Policy, Anti-Bribery and Corruption Policy, Competition Law Policy, and Whistleblowing Policy.

More information about each of the pillars can be found on our Environment, Social and Governance pages

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Sustainability Governance Framework

The Board holds ultimate accountability for overseeing the Group’s risks and opportunities, including those related to climate change. It receives regular updates from management and the Risk and Sustainability Committee on environmental and climate-related matters and reviews the risks and opportunities arising from climaterelated change at least three times a year.

Assurance of climate-related measurement and reporting

We continue to operate the internal processes we introduced in 2022, to include the peer review of data submitted to our external partner which helps us to produce our carbon footprint to ensure its accuracy, traceability and completeness.

Management’s role in assessing and managing climate-related risks and opportunities

The Group General Counsel and Company Secretary plays a central role in driving our climate change agenda, ensuring our environmental ambitions and commitments are communicated across the organisation. This includes working with the Green Team, Executives, senior management and the Board, to explore ways to reduce waste, lower carbon footprint and raise awareness of climate-related risks and opportunities.

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United Nations Global Compact

In 2023, our organisation took a significant step towards global corporate responsibility and sustainable business practices by becoming a signatory of the United Nations Global Compact. Embracing the principles of the Compact, we committed to aligning our operations and strategies with ten universally accepted principles in the areas of human rights, labour, environment and anti-corruption. This decision not only reflects our commitment to upholding fundamental values but also positions us as a responsible business actively contributing to the achievement of the Sustainable Development Goals. As a signatory, we look forward to collaborating with like-minded entities, sharing best practices and collectively working towards a sustainable future for all.

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Science Based Targets initiative

Our Company has received commendation from the Science Based Targets initiative (‘SBTi’) for our ambitious environmental commitments. The SBTi’s Target Validation team has rigorously assessed and classified our Scope 1 and 2 target ambition, affirming its alignment with a 1.5°C trajectory. This recognition underscores our dedication to combating climate change and marks a significant milestone in our journey towards a sustainable future. We are proud to be at the forefront of climate action, driving positive change through our robust and impactful environmental targets.

Our Climate Transition Plan was reviewed and approved by the Board in December 2024.