We are a tech business with a purpose: helping households save money.
We have leading consumer finance brands powered by our proprietary tech-led savings platform. When combined with our data-rich environment, we offer more ways to save for providers and consumers. The business model is highly profitable, cash generative and asset light, with opportunities for growth across the breadth of our markets.
Why invest in MONY Group?
Almost £12bn Estimated savings for households over the last five years.
Our comparison platform is scalable to support our own brands as well as those of leading third parties. Our B2B proposition extends both our reach and market share, leveraging our technology investment and increasing our customer base as we scale to power comparison technology and market insights for the industry.
Our data is centralised, enabling customer-facing innovation and the growth of our membership propositions. Consolidating our data has given us a single source of rich, real-time data and improved our efficiency. This data is available operationally to drive growth and increase marketing efficiency.
MoneySuperMarket is not just one of the UK’s most trusted consumer brands, it’s also the UK’s most recommended price comparison website.
MoneySavingExpert is the UK’s most recommended consumer finance brand, and the third most popular news app in the UK.
We have a Group net promoter score of 73, a customer loyalty and satisfaction measurement indicating the likelihood of customers recommending our brand services to others.
MONY’s breadth of products and services spans insurance, money, home services, travel comparison and cashback; we have a strength in our breadth that structurally differentiates the Group.
This breadth means we have more ways to help households save more money and provide an attractive marketplace for providers to acquire new customers in a cost-effective way. It also translates into resilience in the face of market headwinds.
The result?
Highly profitable growth
Strong operating cash flow with efficient capital allocation
Growth from core and new markets
Recent performance
"2025 was another year of great progress for the Group and we’re delighted to have helped households save an estimated £2.8bn. We delivered record revenue and adjusted EBITDA demonstrating the resilience of our strategy. …..We’ve launched new AI-enabled products including Price Optimiser and Savings by MoneySuperMarket, and unlocked a new route to market with the launch of the MoneySuperMarket ChatGPT app. This is a business with energy, resilience and momentum that is well placed for continued growth.”
Strategic KPIs
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Estimated Group customer savings |
This is calculated by multiplying sales volume by the market average price per product based on external data compared to the cheapest deal in the results table for core channels. Savings for other channels are estimated by applying the savings for core channels proportionally to revenue for other channels. The cashback earned by Quidco members is included in this KPI. |
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Group marketing margin |
The inverse relationship between Group revenue and total marketing spend represented as a percentage. Total marketing spend is the direct cost of sales plus distribution expenses. |
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MSM & MSE net promoter score |
The 12 monthly rolling average NPS (1 January 2025 - 31 December 2025 inclusive) measured by YouGov Brand Index service Recommend Score weighted by revenue for MSM and MSE to create a combined NPS. |
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MSM & Quidco active users |
The number of unique MSM accounts running enquiries on MSM (car insurance, home insurance, life insurance, travel insurance, pet insurance, van insurance, credit cards, loans and energy channels) in the last 12-month period, plus the number of unique Quidco members making a purchase in the last 12-month period. |
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MSM & Quidco revenue per active user1 |
The revenue for MSM channels (car insurance, home insurance, life insurance, travel insurance, pet insurance, van insurance, credit cards, loans and energy channels) plus Quidco revenue net of member commission divided by the number of MSM and Quidco active users for the last 12 months. |
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MSM cross-channel enquiry |
The proportion of MSM active users that enquire in more than one channel (car insurance, home insurance, life insurance, travel insurance, pet insurance, van insurance, credit cards, loans and energy) within a 12-month period. KPI definitions reflect the parts of the Group most relevant for assessing its performance and where data is available: NPS includes our two biggest consumer brands. Active users is most relevant for MSM and Quidco where user accounts are identified as a key part of the transactional journey. Cross-channel enquiry relates only to MSM as this metric is aligned to our aim of offering more products to users as part of our retain and grow strategy. |
1. Amortisation of acquisition related intangible assets is not included in EBITDA and therefore is only an adjusting item in the adjusted EPS calculation.